Saving money has always been on the top of our resolution lists every New Year. But, more often than not, we fail to fulfill this goal as we set plans that are too unrealistic and vague. To help you this year in managing money well, here’s a list of practical, particular and highly achievable 7 quick tips to save $ 3,000 in 2010.
1. Walk -$ 600
As much as you can, walk. If your destination is just a few yards away, don’t bother to use a car. This exercise will not only save you some gas money, but can also save you from obesity.
2. Cook at Home More Often -$ 400
Although eating out is a great time to bond with friends and colleagues, it is much more expensive compared to just eating at the comforts of our home. So, we may lessen eating out and spend more time cooking at home and eating with our family.
This habit is much healthier too, as you can control the fat and calories you put in your food when you cook. Plus you get to spend more time with your family.
It is a different ball game, however, if you are working. It is very time-consuming and strenuous to go back and forth, from your office to your house and back to the office again. So, what you can do is to bring brown bag lunches with you at the office.
3. Plan, Shop and Stop – $ 300
Make a list of the things you wish to buy before you shop. And, when you are in the store already, follow the list you made. Don’t let the store cast its spell on you so you will buy things based on your whims. Planning in advance will help you avoid impulse buying. The list will serve as a guide and signal that will tell you when to shop and when to stop. In this way, you are in control of the store and not the other way around. Managing money is about taking full command of your choices.
4. Drop the Brand – $ 400
Who cares if what you’re wearing is not Armani? Who cares if the soap you’re using is not Neutrogena? If the quality of a generic item is just the same to the branded one, forget the brand, and buy the generic. Saving money has a lot to do with simplicity and practicality. Why bother pleasing other people when the person you should really be at peace with is yourself?
5. Don’t just Switch Off, Unplug – $ 600
It is a proven fact that we can save much more energy if we will unplug appliances when not used rather than simply turning them off. So, the next time you finish watching your favorite TV show, don’t just push the power button and go. Unplug your TV. In this way, you are not only saving money, but also conserving energy.
6. Save on Cartridges – $ 300
One of the best tips to save money is to purchase refills for your original ink cartridges. You can buy ink refills and toners from various ink stores. You may choose to refill it yourself or to let technicians in ink stores do it for you—this choice is left in your discretion. The important thing to keep in mind is that you should save your original ink cartridges so you don’t need to buy new ones.
7. Avoid Using Credit Card – $ 400
If you can’t buy it, don’t. A credit card is your ticket to bankruptcy as it paves the way to impulse buying. Thousands of people have lost tons of dollars because they buy things based on mere whim—without thinking really hard if they need the product. So, if you happen to feel that you want to buy something that you didn’t plan on buying, give it some time. Then, save for it. Isn’t better if we worked hard for the thing we want before we have it than having it first then working for it afterwards?
When you add all of these, all in all, you have can save a whopping $ 3000 dollars in a year. The key is just managing your money in the right way. Rest assured, with these 7 quick tips to save money, saving money will be as easy as breathing.